Teddy built OPA! because he sat across from a restaurant owner who was losing money on every delivery order — and refused to accept it. With five years at Robinhood democratizing financial access and seven years at Deloitte engineering $10M in banking-as-a-service revenue for Goldman Sachs, he brought the fintech lens to an industry that needed it most. His thesis: remove the rent-seeking middleman, return the asset to its owner. At OPA!, the middleman is the 30% commission and the asset is the customer relationship.













